Closing Checklist for Sale

___ Contract signed

___ Attorney Review complete

___ Initial $1,000.00 deposit received

___ Buyer completes home inspection

___ Additional deposit received

___ Home inspection issues resolved

___ Provide back title and survey to our office

___ Mortgage commitment received

___ Title received and reviewed by attorney

___ Payoff information provided to attorney for all mortgages and equity lines

___ Freeze any equity lines

___ Make sure smoke detectors, CO detectors and fire extinguisher properly installed and operating

___ Get Certificate of Occupancy/Smoke Inspection by town

___ Order final water reading

___ House in broom clean condition for walkthrough

___ Transfer utilities

___ Leave any extra keys, garage door openers, booklets in the house

Closing Checklist for Purchase

___ Contract signed

___ Initial $1,000.00 deposit paid

___ Attorney Review complete

___ Begin Mortgage Application process

___ Home inspection scheduled

___ Additional deposit paid

___ Negotiate home inspection issues

___ Obtain Mortgage Commitment

___ Attorney to order title and survey

___ Schedule closing

___ Obtain final figures and certified funds for closing

___ Do final walkthrough

___ Attend closing, sign mortgage documents and receive keys

___ Have utilities transferred

___ Deed and Final Title Policy to be received about 3-6 months after closing.

Closing Checklist for Refinance

___ Submit loan application

___ Order title

___ Review title

___ Provide payoff information so we can obtain payoffs

___ Close loan – This can be done at your home during the day or in the evening

___ Loan funds after 3rd business day due to rescission period

___ Payoffs and cash out wired or sent overnight mail on funding day

___ Documents recorded and prior liens discharged.